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Channel: Trulia Voices: How can I estimate my potential homeowner's insurance, WITHOUT talking to an insurance broker?
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Answer by Antonio Vega-Pacheco

Every company has different pricing schedules, it will be virtually imposible to do so. But it is perfectly ok to contact several agencies and ask for quotes, they are used to it. Tony Vega Charles...

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Answer by Jack Rockwell

That would almost impossible. There are so many factors that enter into the equation. Such as size of the home, its proximity to the coastline, replacement value, age of the home, what building code...

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Answer by Karen Wantuck

Why would you even want to guess? Geico.com will do it on the phone for you as well almost every company. All they need is the street address. Helps if you have a burglar alarm, hurricane shutters,...

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Answer by Marilyn Farber Jacobs

Google home owners insurance for Jupiter FL. Some websites might ask you questions and give you an estimate, but you should talk to several insurance agents and get a few quotes. A quote is not an...

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Answer by Tom Priester

Homebuyer, So many factors one into play it is hard to give you a good answer. The size of the property, the techniques utilized in it's construction, it's proximity to water and flood elevation...

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Answer by Susanna Malmgren-Grubb PA

Like Jack said the shape of the roof is an important factor as is garage door, proximity to water, etc. Also if the property is missing one single shutter, it doesn't get credit for the ones it has....

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Answer by Don Tepper

You really can't. Not with any degree of accuracy. On top of all the variables already mentioned, your rate will vary (and you might even find you can't get insurance) based on the particular house and...

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Answer by Mikel DeFrancesco

Why would you want to, they don't bite. You can either speak to a broker and know a price ( at least one option ) or try to estimate it and be wrong, I would choose option #1.

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Answer by Karina Leal

Here is one if you would like to get a quote with him: Larry D. Williams, Jr. Triple L Insurance Agency 4285 SW Martin Highway Palm City, FL 34990 Phone: 772-283-2441 Fax: 772-283-2443 Home, Auto,...

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Answer by Cindy Hartman

One way to get a good idea of the insurance cost is try to see if you can get the current homeowners insurance company information. That insurance company is already insuring the home. They may have a...

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Answer by Kevin Olson, Jessica Laude

Is the concern here the dings on the credit or the service being received? There can be major advantages to using one, and if your credit getting a soft pull is a concern let them know so they handle...

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Answer by Monika Edwards Harrison

The tricky part of estimating anything is that you are starting with assumptions that may have changed since you last had accurate data. I know people who had their insurance costs double after many...

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Answer by Jennifer Fivelsdal

Home insurance is a substantial cost, so why would you not want to seek professional help? there are so many variables, but with the software available to an insurance agent you would have a more...

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Answer by Gerard Carney

you can't each company and even each broker will have a different price.

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Answer by O. Kheir

I always get competing estimates, that way my buyer gets the best prices from insurance companies. Always give out at least three names of providers. Good luck!

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Answer by Manny

I find all of your answers so infuriating. This person specifically asked how to estimate WITHOUT talking to a broker. So if your answer was talk to a broker then you should not post. While I...

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